Pensions and Investments

Pensions have changed considerably over the years.

We find people have outdated ideas of what pensions are and the options available. This could lead to making well intentioned, but detrimental decisions - and often at a critical time. Why not check with us first?

Are you about to retire?

We suggest you talk to us first, and do not automatically complete the forms sent to you by your existing pension provider.

There may be options you are unaware of or strategies you have not considered.

In addition to this, we may be able to source a better, or more suitable solution than that being offered to you.

You are welcome to call!

Your existing pensions?

You may have existing pensions (or investments) that have not been reviewed for some time, or not at all. Maybe its time to take stock.

We can undertake an analysis of your existing plans/pensions, and make recommendations to ensure they are working as they should be.

Investment and savings

You may wish to save for a future nest-egg, or for your children or grandchildren.

We can recommend a strategy.

Portfolio Reviews

Do your existing investments or pensions need to be reviewed to make sure they are working for you?

Ask yourself...

Would you know if they were not performing?

What would you do if they were not?

Do you know what level of risk they are exposed to?

Is the risk level correct for you?

Are the charges competitive?

Are the assets correct?

How are these funds performing against similar funds?

We can analyse your what you have, and make recommendations to ensure they are in line with your objectives.

And, "what are your objectives" - specifically?

We may suggest strategies you have not considered.

We are happy to make recommendations in plain English.

Please Note

The value of your investments can go down as well as up, so you could get back less than you invested.

A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.